WeLab is a FinTech company that provides online financial services to more than 42 million individual users and more than 300 corporate users in Hong Kong, Mainland China, and Indonesia. The company operates WeLab Digital, a leading mobile lending platform in Mainland China, and WeLend, one of Hong Kong’s first fully online lending platforms. The company uses proprietary technology such as WeDefend, an AI-based credit-decision engine that enables the company to analyze non-traditional data to serve a wider spectrum of customers beyond traditional banking.

When it was preparing to launch a virtual bank, the company knew it would need the agility and scalability of the cloud to enable swift and efficient expansion.